The Impact of Losing Your Gadgets
Consider for a moment how much of your life is actually stored o electronic gadgets? Think about it for a moment. Stop and think about all those recent images on your camera, all those telephone numbers on your mobile phone and all those important email messages on your laptop.
You may also have a PDA (personal digital assistant) on which you may have stored all of your contact details. Consider the impace on your life of suddenly losing one of these vital devices?
If we just consider your mobile telephone there is a high probability that, sooner or later, your phone will become damaged, lost or stolen. Last year in the UK over 600,000 telephones were dropped down toilets, 55,000 were left in taxis and 200,000 went through the wash in washing machines. When was the last time you backed up your sim card data. At the very least you should consider some cheap mobile phone insurance. While this can’t protect your valuable data it is an affordable way to get a replacement.
Like our mobile phones, cameras today are small, lightweight and portable making them suscetible to loss and damage. Modern digital cameras can be particularly vulnerable to damage. They are often dropped, they can sometimes have items placed on top of them making them easily damaged. Like mobile phones there is no way that camera insurance can compensate for the loss of images stored on the camera, but it is an affordable way to get yourself a replacement if your camera is damaged or lost.
The most significant gadget in my life is my laptop computer. Most damage or loss relating to laptops occurs outside the home and since around 17% of laptop owners routinely take their laptops with them when travelling this makes them very vulnerable. So how much of your laptop data is safely backed up to some form of secure media? If I lost my laptop it would be a complete disaster as this is where i store all of my images, emails and contact details.
As for other gadgets, some laptop insurance can’t ensure that your laptop will not be stolen or damaged but it can make it less financially painful to get a replacement.
I strongly recommend that you back up your vital data from all of the electronic devices where you currently have it stored. Make certain you get yourself some gadget insurance for your important devices as at least this will enable you to get a replacement quickly and with minimal cost to you.
